COVID-19 has everyone on edge, and for good reason. When our health and the health of our loved ones is on the line, feeling cautious and protective is natural. This is only compounded as the world has seemingly ground to a halt, stifling the economy with it. The one-two punch of both health and financial insecurity has left many breathless.
When times are good, stocks, bonds, money market accounts, and currencies are smart investments. But what about when times are bad? As the COVID-19 pandemic wreaks havoc on the global economy, these paper assets have suddenly become much riskier places for your money. How can we inoculate money against the effects of COVID-19?

The answer is to transition from paper assets to fixed assets. This includes physical property like land, equipment, and buildings. These can’t disappear like stock or currency, giving them much more staying power in turbulent times.

Here’s an overview of some of the best crisis-resistant investments:

Protecting Your Money Against The Effects Of COVID 19 Holding On To Cash Pioneer Realty Capital

Retain your money’s value with tried-and-true tactics.

For retirees or others who are highly risk-averse, some out-of-market options can allow investors to simply hold on to the money they’ve got. Of course, this also means this money won’t be earning anything as long as it’s kept out of play.

Obviously, this means one option is to simply pull out your money and hold it as cash. A high-yield savings account might be helpful here, to earn at least a little interest at no risk. Any account will do—just don’t store large amounts of physical cash, which is risky. Any number of disasters or crimes could render physical cash worthless. It is better off protected by the FDA in a bank.

Another popular option for holding onto money is precious metals. Precious metal sales tend to rise in times of crisis, and you can choose to invest in them through the derivatives market and metal ETFs and mutual funds, or you can simply buy physical gold, silver, platinum, or palladium. The value of precious metals tends to hold steady even in times of uncertainty, and across international lines even during a global pandemic.

For many, owning physical precious metals in the form of jewelry and watches is a fulfilling way to both enjoy a tangible investment and physically pass wealth down for multiple generations.

Protecting Your Money Against The Effects Of COVID 19 Investing In Collectibles Pioneer Realty Capital

Make more money with a little more courage.

For younger investors with slightly more risk tolerance, COVID-19 may present an opportunity to branch out and diversify. With financial futures uncertain, those who can afford to take a chance might be interested in exploring less common but still profitable investment territory.

We’ve mentioned jewelry and watches, but there are other valuables and collectibles that tend to rise in value over time. Investopedia has pointed out that sports memorabilia, toys, work from emerging photographers, and vintage electronics seem to be on the rise as collectibles. Other popular valuables include coins, stamps, furniture, and of course, fine art.

As time passes, the value of these items tends to rise, keeping money safe and even earning more. Just be careful to avoid scams and knock-off items; these are some of the risks inherent in this kind of investing.

Another option for many investors to consider is starting a business. Essential businesses are all that’s open as we endure the COVID-19 pandemic, because that’s what they are: essential. We all watched toilet paper fly off the shelves weeks ago, but people won’t stop buying toilet paper when this is over.

Opening a grocery store, hardware store, delivery service, pharmacy, or a business which supplies or supports these businesses, can be a smart money move for the right investor. Tech companies have also fared this crisis well, if that’s more your wheelhouse.

Protecting Your Money Against The Effects Of COVID 19 Investing In Commercial Real Estate Pioneer Realty Capital

Lay a strong financial foundation for any crisis with real estate.

There’s no getting around it: real estate is some of the most valuable physical property most people will ever own. And while people are currently struggling to pay rent and the future of real estate looks bleak, that actually could mean opportunity for real estate investors.

Real estate is both tangible and a money-maker, but typically on a much larger scale than things like jewelry and collectibles. This is because real estate tends to increase in value over time and can also house tenants who pay rent or a money-making business, such as the essential businesses that are still open.

The latter, of course, refers to commercial real estate, rather than the more widely understood residential. And while buying a house may be right for some people in the coming years, buying commercial property has long been a crisis-resistant money move.

Owning large properties creates equity that opens the door to other investments. For those who aren’t willing to slow down their investment strategy in the face of the COVID-19 pandemic, commercial real estate may be the right choice.

This is especially true for those who typically may have been unable to afford commercial property. Combine the potential drop in prices with the recent introduction of crowdfunding, and commercial real estate investing is more accessible than ever before. The hospitality industry and office buildings should definitely be on investors’ radars at this time.

Keep Your Money Safe While Weathering COVID-19

Whether you’re risk tolerant or averse, there are many waYs to inoculate your money against the chaos COVID-19 is raising in markets. For those still looking to make their money work hard for them, commercial real estate investing is a strong option made even more possible with crowdfunding. To learn more, reach out to our financial experts at Pioneer Realty Capital today. Call Brian Hamilton at 817-704-2384 with any questions about our investment platform, or our investment opportunities.

Why Pioneer Realty Capital?

Pioneer Realty Capital is a proven nationwide direct lender that provides commercial real estate owners and investors with access to the full range of commercial real estate financing solutions with expert advisory. PRC provides products and services that enhance the lives of investors, business owners, and society as a whole. The PRC “Because of Me” Investor Network allows accredited investors the opportunity to invest in socially responsible investment opportunities. PRC focuses on projects that have a real positive impact on our communities. Free to sign up on the world’s leading platform for accredited investors.

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