STUDENT HOUSING FINANCING
Pioneer Realty Capital is a nationwide commercial real estate advisor for student housing in the primary, secondary, and tertiary markets. We facilitate financing at all levels of the capital stack, and expert advisory for student housing projects. We also arrange non-recourse short-term bridge loans for projects in transition or in need of re-stabilization. We prepare, originate, structure, underwrite, and facilitate loan closings expediently. Our student housing loan program funds student housing facilities from $10 million to $50 million. Call Elliot Williams at (682) 320-2982 to discover all your options.
MULTIPLE OPTIONS
PRC advises on all levels of the capital stack for student housing projects nationwide. Finance the full life cycle of your property with our team.
Our student housing financing guidelines include:
- Acquisitions and refinancing
- Loan amounts up to 65% LTV
- Top 100 MSA markets or schools larger than 5000
- Experienced sponsor (preferred)
- 30% sponsor equity (preferred)
- Projected DSCR 1.2x (preferred)
- Bridge loan terms to 3 years
- Fast closings within 30 days
- Call Elliot Williams at (682) 320-2982

LOANS $10MM TO $50MM
Refinance – Purchase – Bridge – Repositioning – Permanent
RECENT
CLOSINGS
Student housing investors, owners, and developers trust Pioneer Realty Capital for expert advisory and financing nationwide. We facilitate multiple options with flexible terms and competitive rates.

Your alternative to banks
Skip the long waits and uncertainty of bank loans. We help ensure loans close fast and in-house. Apply Now! Fixed payment available, no surprises, and predictable payments. US based customer service with competitive pricing. Call Elliot Williams at (682) 320-2982 to apply now.

Working for you
Customers trust PRC to get them the best possible financing for student housing with absolute transparency. We are here for you every step of the way.

Your Nationwide Direct Lender
and Commercial Real Estate Finance Advisory
Whether you’re looking to refinance, purchase, or build a new student housing property, Pioneer Realty Capital can get you funded quickly and intelligently.
Want to learn more? PRC has an all-star student housing team ready to answer all of your questions. Call Elliot Williams at (682) 320-2982 to discover all your options.


FAST APPROVALS – COMPETITIVE RATES – FLEXIBLE TERMS
| Program | Term | Rate | Min DCR Purch/Refi | Max LTV Purch/Refi | |
|---|---|---|---|---|---|
| Bridge | Up to 3 year | Interest Only* | SOFR + 400 to 650 | None | 75%/80% |
| Conventional | 3 to 10 year fixed | 25-30 year | SOFR + 175 to 225 | 1.25 | 75%/80% |
| CMBS | 10 year fixed | 25-30 year | SOFR + 200 to 250 | 1.25 | 65%/75% |
| Construction | Up to 3 year | Interest Reserve | PRIME + 300 to 650 | None | Up to 80% of Cost |
Commercial Real Estate Loans, Development, and Investments
Finance with Us, Develop with Us, or Invest in PRC Equity Fund.
Ready to Get Started? To Apply for Financing, Call Elliot Williams at (682) 320-2982, to Invest with Us, Call J.C. Shelley at (817) 285-2542, and for Commercial Real Estate Development, Call Carlos House at (817) 385-6823.


















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